What is a GLP-1 savings card?

A manufacturer savings card (e.g. NovoCare for Wegovy, the LillyDirect savings card for Zepbound) caps your out-of-pocket cost for an approved GLP-1 — eligibility usually requires commercial insurance, not Medicare.

A manufacturer savings card (e.g. NovoCare for Wegovy, the LillyDirect savings card for Zepbound) caps your out-of-pocket cost for an approved GLP-1 — eligibility usually requires commercial insurance, not Medicare. Savings cards are issued by the drugmaker, not the insurer. They sit on top of insurance: if your plan covers the medication, the card lowers your copay (often to ~$25/month). If your plan denies coverage, some cards still offer a partial discount on cash pay. Eligibility usually excludes Medicare, Medicaid, and other federal coverage — those plans prohibit manufacturer copay assistance under federal anti-kickback law. The Lilly Direct "self-pay" Zepbound vials and the NovoCare cash program are separate from the savings card — they're direct-pay channels at fixed monthly prices for people without coverage.

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